If you have to get a pay day loan most cash advance companies will tell you that you need a checking account. And when you get a payday loan most payday advance companies will say you have to pay them back within the next two weeks.
However, there are a number of ways you can get the cash you need, even without having a checking account. And there’s a way to get up to 100 days to repay your loan once you get your money.
However, if you really need the cash and have a savings account you will find plenty of companies on the world- wide-web that could help you.
Remember, though, that the interest rates that any payday loan company charges is often a lot higher than what most banks and other more traditional lending institutions charge.
For that reason alone most people will only get a payday loan when a real emergency arises. And even then, many of them will first compare the rates at a number of different cash advance companies before they apply for their loan. This way they will be able to get the lowest rates.